Ask the Debt Management Expert –Michael Boyling

Ask the Debt Management Expert –Michael Boyling

Struggling with debt and tired of making minimum monthly payments with no end in sight?


  • Eliminate Debt
  • Stop all legal action
  • Stop all Garnishees
  • Stop Collection Calls
  • Keep Your Assets
  • Avoid Bankruptcy

You have options and we’re here to help you se­lect the best option for you…our only goal is to help you achieve financial success.

If you are carrying balances on several credit cards, payday loans or other unsecured debts, chances are you need some help from a trusted advisor like Full Circle Debt Solutions.

We aim to fully understand your complete financial position and the challenges you are facing. After understanding the uniqueness of your situation, we become your debt partner and provide you with al­ternative solutions (and our best recommendation) to help you achieve financial independence.

Debt Management Program:

One of our Debt Solutions Specialists will use their knowledge and expertise to negotiate favorable terms with your creditors to find a fair and more realistic single monthly payment plan that you can sustain until your unsecured debts are paid, this in turn can remove the pressure of your creditors con­tacting you.

Some benefits of a Debt Management Program are:

  • One affordable monthly payment for a maximum of 5 years
  • Interest is eliminated
  • A trusted advisor on your side throughout the process

Consumer Proposal:

A Debt Solutions Specialist will build a proposal that will be sent to your creditors. The goal of the pro­posal is to either reduce the amount you will have to pay back or extend the current payment period or, a combination of both. Consumer proposals are a pro­active solution to take charge of your money prob­lems, enabling you to propose a direct debt settle­ment with your creditors. A consumer proposal is a legally binding, negotiated settlement made between you and the people you owe money to. A consumer proposal is the only legal, safe option to settle your debts for less than you owe.

Consumer proposals work because your monthly payments are less and you keep your assets. Our process works because we have a 97% success rate. Our only goal is your financial success.

Some benefits of a Consumer Proposal are:

  • Repay only a small portion of your debts
  • One affordable monthly payment for a maximum of 5 years
  • Interest is eliminated
  • Legally binding for you and your creditors

If you are you looking for immediate debt relief, we offer the lowest cost, safest debt management pro­grams available to you.

For more information and to find out what solution is best for you, give us a call and in less than 30 min­utes we guarantee we will provide you with a plan to get out of debt.